:root {
  --font-cormorant: "Cormorant Garamond";
  --font-inter: "Inter";
  --navy: #102a43;
  --navy-deep: #0a2135;
  --ivory: #f7f2e8;
  --sky: #7bb7d9;
  --sky-strong: #2d8fc3;
  --ink: #1d2733;
  --slate: #5e6c78;
  --pale: #e8f0f4;
  --white: #ffffff;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--ivory);
  color: var(--ink);
  font-family: var(--font-inter), Arial, sans-serif;
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  max-width: 100%;
  height: auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  display: flex;
  min-height: 92px;
  align-items: center;
  justify-content: space-between;
  gap: 36px;
  padding: 0 4vw;
  background: var(--navy-deep);
  color: var(--white);
  box-shadow: 0 8px 30px rgba(6, 24, 39, 0.1);
}

.brand {
  display: flex;
  min-width: 0;
  align-items: center;
  gap: 18px;
  font-family: var(--font-cormorant), Georgia, serif;
  font-size: clamp(1.35rem, 2vw, 2.05rem);
  font-weight: 500;
  line-height: 1;
}

.mountain-mark {
  width: 92px;
  height: 48px;
  flex: 0 0 auto;
  fill: none;
  stroke: var(--sky);
  stroke-linecap: round;
  stroke-linejoin: round;
  stroke-width: 2;
}

.mountain-mark--compact {
  width: 52px;
  height: 28px;
}

.desktop-nav {
  display: flex;
  align-items: center;
  gap: clamp(24px, 2.8vw, 48px);
  font-size: 0.98rem;
}

.desktop-nav a {
  position: relative;
  padding: 34px 0 31px;
  color: rgba(255, 255, 255, 0.88);
  transition: color 180ms ease-out;
}

.desktop-nav a::after {
  position: absolute;
  right: 100%;
  bottom: 21px;
  left: 0;
  height: 2px;
  background: var(--sky);
  content: "";
  transition: right 180ms ease-out;
}

.desktop-nav a:hover,
.desktop-nav a:focus-visible,
.desktop-nav a.active {
  color: var(--white);
}

.desktop-nav a:hover::after,
.desktop-nav a:focus-visible::after,
.desktop-nav a.active::after {
  right: 0;
}

.mobile-nav {
  display: none;
}

.hero {
  position: relative;
  isolation: isolate;
  display: grid;
  min-height: 690px;
  grid-template-columns: minmax(0, 1.25fr) minmax(420px, 0.8fr);
  align-items: center;
  gap: clamp(48px, 6vw, 100px);
  overflow: hidden;
  padding: 70px 5vw 54px;
  background:
    radial-gradient(circle at 18% 18%, rgba(255, 255, 255, 0.75), transparent 29%),
    var(--ivory);
}

.hero-copy {
  position: relative;
  z-index: 2;
  max-width: 820px;
  animation: rise-in 420ms ease-out both;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 30px;
  color: var(--sky-strong);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.eyebrow::before {
  width: 64px;
  height: 2px;
  background: currentColor;
  content: "";
}

h1,
h2 {
  font-family: var(--font-cormorant), Georgia, serif;
}

h1 {
  max-width: 880px;
  margin: 0;
  color: var(--navy-deep);
  font-size: clamp(4.4rem, 6vw, 6.45rem);
  font-weight: 500;
  letter-spacing: -0.035em;
  line-height: 0.88;
}

.hero-lead {
  max-width: 650px;
  margin: 36px 0 0;
  color: #3f5d70;
  font-size: clamp(1.25rem, 1.7vw, 1.65rem);
  line-height: 1.45;
}

.hero-actions {
  display: flex;
  align-items: center;
  gap: 38px;
  margin-top: 36px;
}

.button {
  display: inline-flex;
  min-height: 58px;
  align-items: center;
  justify-content: center;
  border-radius: 8px;
  padding: 14px 34px;
  font-size: 1rem;
  font-weight: 600;
  transition: transform 180ms ease-out, background 180ms ease-out, box-shadow 180ms ease-out;
}

.button--primary {
  background: var(--navy-deep);
  color: var(--white);
  box-shadow: 0 10px 28px rgba(10, 33, 53, 0.14);
}

.button--primary:hover,
.button--primary:focus-visible {
  background: #143c5b;
  box-shadow: 0 14px 32px rgba(10, 33, 53, 0.2);
  transform: translateY(-2px);
}

.text-link,
.preview-card a {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  border-bottom: 1px solid var(--sky-strong);
  padding: 8px 0 6px;
  color: #1478ad;
  font-weight: 600;
}

.text-link svg,
.preview-card a svg {
  width: 22px;
  fill: none;
  stroke: currentColor;
  stroke-linecap: round;
  stroke-linejoin: round;
  stroke-width: 1.8;
  transition: transform 180ms ease-out;
}

.text-link:hover svg,
.text-link:focus-visible svg,
.preview-card a:hover svg,
.preview-card a:focus-visible svg {
  transform: translateX(4px);
}

.trust-line {
  display: grid;
  max-width: 760px;
  grid-template-columns: 1fr auto 1fr;
  align-items: center;
  margin-top: 44px;
}

.trust-rule {
  height: 1px;
  grid-column: 1 / -1;
  grid-row: 1;
  background: var(--sky);
}

.trust-line > .mountain-mark {
  z-index: 1;
  grid-column: 2;
  grid-row: 1;
  margin: 0 12px;
  background: var(--ivory);
}

.trust-line p {
  grid-column: 1 / -1;
  margin: 18px 0 0;
  color: var(--navy);
  font-family: var(--font-cormorant), Georgia, serif;
  font-size: 1.02rem;
  text-align: center;
}

.trust-line i {
  display: inline-block;
  width: 5px;
  height: 5px;
  margin: 0 10px 2px;
  border-radius: 50%;
  background: var(--sky);
}

.portrait-wrap {
  position: relative;
  z-index: 2;
  justify-self: end;
  width: min(100%, 530px);
  animation: rise-in 420ms 80ms ease-out both;
}

.portrait-accent {
  position: absolute;
  inset: -20px 28px 20px -20px;
  z-index: -1;
  border: 1px solid rgba(123, 183, 217, 0.85);
  border-radius: 18px;
}

.portrait {
  display: block;
  width: 100%;
  height: auto;
  aspect-ratio: 5 / 6;
  max-height: 580px;
  border-radius: 18px;
  box-shadow: 0 18px 42px rgba(29, 39, 51, 0.18);
  object-fit: cover;
}

.contour {
  position: absolute;
  z-index: 0;
  right: -5vw;
  bottom: -150px;
  left: -5vw;
  height: 420px;
  border-radius: 50% 50% 0 0 / 28% 28% 0 0;
  background: rgba(123, 183, 217, 0.08);
  transform: rotate(-2deg);
}

.contour--two {
  bottom: -220px;
  height: 470px;
  background: rgba(255, 255, 255, 0.4);
  transform: rotate(3deg);
}

.service-preview {
  position: relative;
  z-index: 3;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 28px;
  padding: 0 5vw 80px;
  background: linear-gradient(var(--ivory) 0 10%, #f9fbfc 10%);
}

.preview-card {
  display: flex;
  min-height: 220px;
  align-items: center;
  gap: 30px;
  border: 1px solid var(--sky);
  border-radius: 20px;
  padding: 34px;
  background: linear-gradient(135deg, rgba(232, 240, 244, 0.8), rgba(255, 255, 255, 0.92));
  transition: transform 180ms ease-out, box-shadow 180ms ease-out;
}

.preview-card:hover {
  box-shadow: 0 18px 38px rgba(16, 42, 67, 0.09);
  transform: translateY(-4px);
}

.preview-card p {
  margin: 0 0 4px;
  color: var(--slate);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.09em;
  text-transform: uppercase;
}

.preview-card h2 {
  margin: 0;
  color: var(--navy-deep);
  font-size: clamp(2.25rem, 3.6vw, 3.55rem);
  font-weight: 500;
  letter-spacing: -0.025em;
}

.preview-card a {
  margin-top: 12px;
  font-size: 0.92rem;
}

.icon-circle {
  display: grid;
  width: 94px;
  height: 94px;
  flex: 0 0 auto;
  place-items: center;
  border: 1px solid var(--sky-strong);
  border-radius: 50%;
  color: var(--sky-strong);
}

.icon-circle .mountain-mark {
  width: 60px;
  stroke: var(--sky-strong);
}

.icon-circle--coins span {
  font-family: var(--font-cormorant), Georgia, serif;
  font-size: 2.8rem;
}

.detail-section,
.about-section,
.contact-section {
  scroll-margin-top: 90px;
}

.detail-section {
  padding: 112px 7vw;
  background: #fbfcfd;
}

.detail-section--blue {
  background: var(--navy);
  color: rgba(255, 255, 255, 0.78);
}

.section-intro {
  display: grid;
  max-width: 1180px;
  grid-template-columns: 92px 1fr;
  align-items: start;
  gap: 28px;
  margin: 0 auto 64px;
}

.section-number {
  padding-top: 11px;
  border-top: 2px solid var(--sky);
  color: var(--sky-strong);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.16em;
}

.section-kicker {
  margin: 0 0 13px;
  color: var(--sky-strong);
  font-size: 0.76rem;
  font-weight: 700;
  letter-spacing: 0.17em;
  text-transform: uppercase;
}

.section-intro h2,
.about-copy h2,
.contact-section h2 {
  max-width: 920px;
  margin: 0;
  color: var(--navy-deep);
  font-size: clamp(3.35rem, 5.5vw, 5.65rem);
  font-weight: 500;
  letter-spacing: -0.04em;
  line-height: 0.96;
}

.detail-section--blue .section-intro h2,
.detail-section--blue .section-number {
  color: var(--white);
}

.detail-section--blue .section-kicker {
  color: var(--sky);
}

.detail-grid {
  display: grid;
  max-width: 1180px;
  grid-template-columns: minmax(0, 0.88fr) minmax(0, 1.12fr);
  gap: clamp(64px, 8vw, 130px);
  margin: 0 auto;
}

.detail-grid--reverse {
  grid-template-columns: minmax(0, 1.12fr) minmax(0, 0.88fr);
}

.detail-copy {
  align-self: center;
}

.detail-copy p {
  margin: 0 0 24px;
  color: var(--slate);
  font-size: 1.02rem;
  line-height: 1.8;
}

.detail-copy .section-lead {
  color: var(--navy);
  font-family: var(--font-cormorant), Georgia, serif;
  font-size: clamp(1.9rem, 3vw, 2.65rem);
  font-weight: 500;
  line-height: 1.18;
}

.detail-copy > .text-link,
.detail-copy > .button {
  margin-top: 12px;
}

.detail-section--blue .detail-copy p {
  color: rgba(255, 255, 255, 0.72);
}

.detail-section--blue .detail-copy .section-lead {
  color: var(--white);
}

.detail-section--blue .button--primary {
  background: var(--ivory);
  color: var(--navy-deep);
}

.detail-section--blue .button--primary:hover,
.detail-section--blue .button--primary:focus-visible {
  background: var(--white);
}

.benefit-list {
  border-top: 1px solid rgba(123, 183, 217, 0.7);
}

.benefit-list article {
  display: grid;
  grid-template-columns: 54px 1fr;
  gap: 16px;
  padding: 28px 0;
  border-bottom: 1px solid rgba(123, 183, 217, 0.46);
}

.benefit-list article > span {
  color: var(--sky-strong);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
}

.benefit-list h3,
.product-strip h3 {
  margin: -5px 0 8px;
  color: var(--navy-deep);
  font-family: var(--font-cormorant), Georgia, serif;
  font-size: 1.75rem;
  font-weight: 600;
}

.benefit-list p,
.product-strip p {
  margin: 0;
  color: var(--slate);
  font-size: 0.94rem;
  line-height: 1.65;
}

.detail-section--blue .benefit-list h3 {
  color: var(--white);
}

.detail-section--blue .benefit-list p {
  color: rgba(255, 255, 255, 0.68);
}

.detail-section--blue .benefit-list article > span {
  color: var(--sky);
}

.product-strip {
  display: grid;
  max-width: 1180px;
  grid-template-columns: repeat(2, 1fr);
  gap: 1px;
  margin: 76px auto 0;
  overflow: hidden;
  border: 1px solid var(--pale);
  border-radius: 18px;
  background: var(--sky);
}

.product-strip > div {
  padding: 36px;
  background: var(--white);
}

.product-strip h3 {
  margin-top: 0;
}

.life-types {
  max-width: 1180px;
  margin: 76px auto 0;
  border-top: 1px solid rgba(123, 183, 217, 0.65);
  padding-top: 72px;
}

.life-types__intro {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(320px, 0.58fr);
  align-items: end;
  gap: 20px 80px;
}

.life-types__intro .section-kicker {
  grid-column: 1 / -1;
  margin-bottom: 0;
}

.life-types__intro h3 {
  margin: 0;
  color: var(--navy-deep);
  font-family: var(--font-cormorant), Georgia, serif;
  font-size: clamp(2.7rem, 4.5vw, 4.5rem);
  font-weight: 500;
  letter-spacing: -0.035em;
  line-height: 1;
}

.life-types__intro > p:last-child {
  margin: 0;
  color: var(--slate);
  font-size: 0.95rem;
  line-height: 1.75;
}

.life-types__grid {
  display: grid;
  grid-template-columns: repeat(6, minmax(0, 1fr));
  gap: 18px;
  margin-top: 46px;
}

.life-types__grid article {
  min-height: 250px;
  grid-column: span 2;
  border: 1px solid #d7e4eb;
  border-radius: 16px;
  padding: 30px;
  background:
    linear-gradient(145deg, rgba(232, 240, 244, 0.72), rgba(255, 255, 255, 0.96));
}

.life-types__grid article:nth-child(4) {
  grid-column: 2 / span 2;
}

.life-types__grid article > span {
  display: inline-block;
  margin-bottom: 26px;
  color: var(--sky-strong);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
}

.life-types__grid h4 {
  margin: 0 0 12px;
  color: var(--navy-deep);
  font-family: var(--font-cormorant), Georgia, serif;
  font-size: 1.85rem;
  font-weight: 600;
}

.life-types__grid p {
  margin: 0;
  color: var(--slate);
  font-size: 0.9rem;
  line-height: 1.7;
}

.living-benefits {
  max-width: 1180px;
  margin: 76px auto 0;
  border-top: 1px solid rgba(123, 183, 217, 0.65);
  padding-top: 72px;
}

.living-benefits__intro {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(320px, 0.58fr);
  gap: 20px 80px;
  align-items: end;
}

.living-benefits__intro .section-kicker {
  grid-column: 1 / -1;
  margin-bottom: 0;
}

.living-benefits__intro h3 {
  margin: 0;
  color: var(--navy-deep);
  font-family: var(--font-cormorant), Georgia, serif;
  font-size: clamp(2.7rem, 4.5vw, 4.5rem);
  font-weight: 500;
  letter-spacing: -0.035em;
  line-height: 1;
}

.living-benefits__intro > p:last-child {
  margin: 0;
  color: var(--slate);
  font-size: 0.95rem;
  line-height: 1.75;
}

.rider-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  margin-top: 46px;
}

.rider-grid article {
  min-height: 250px;
  border: 1px solid #d7e4eb;
  border-radius: 16px;
  padding: 32px;
  background:
    linear-gradient(145deg, rgba(232, 240, 244, 0.72), rgba(255, 255, 255, 0.96));
}

.rider-grid article > span {
  display: inline-block;
  margin-bottom: 28px;
  color: var(--sky-strong);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
}

.rider-grid h4 {
  margin: 0 0 12px;
  color: var(--navy-deep);
  font-family: var(--font-cormorant), Georgia, serif;
  font-size: 2rem;
  font-weight: 600;
}

.rider-grid p {
  margin: 0;
  color: var(--slate);
  font-size: 0.9rem;
  line-height: 1.7;
}

.rider-disclosure {
  margin: 30px 0 0;
  border-left: 2px solid var(--sky);
  padding: 4px 0 4px 20px;
  color: var(--slate);
  font-size: 0.75rem;
  line-height: 1.7;
}

.living-benefits--dark {
  border-top-color: rgba(123, 183, 217, 0.36);
}

.living-benefits--dark .living-benefits__intro h3 {
  color: var(--white);
}

.living-benefits--dark .living-benefits__intro > p:last-child {
  color: rgba(255, 255, 255, 0.72);
}

.living-benefits--dark .rider-grid article {
  border-color: rgba(123, 183, 217, 0.3);
  background: linear-gradient(
    145deg,
    rgba(255, 255, 255, 0.1),
    rgba(255, 255, 255, 0.045)
  );
}

.living-benefits--dark .rider-grid article > span {
  color: var(--sky);
}

.living-benefits--dark .rider-grid h4 {
  color: var(--white);
}

.living-benefits--dark .rider-grid p {
  color: rgba(255, 255, 255, 0.68);
}

.inline-disclosure {
  max-width: 1180px;
  margin: 66px auto 0;
  padding-top: 24px;
  border-top: 1px solid rgba(123, 183, 217, 0.36);
  color: rgba(255, 255, 255, 0.56);
  font-size: 0.78rem;
  line-height: 1.65;
}

.about-section {
  display: grid;
  grid-template-columns: minmax(330px, 0.72fr) minmax(0, 1fr);
  gap: clamp(58px, 9vw, 150px);
  align-items: center;
  padding: 112px 8vw;
  background: var(--ivory);
}

.about-photo {
  position: relative;
  width: min(100%, 480px);
  max-width: 480px;
  justify-self: end;
}

.about-photo::before {
  position: absolute;
  inset: 26px -26px -26px 26px;
  z-index: 0;
  border: 1px solid var(--sky);
  border-radius: 18px;
  content: "";
}

.about-photo img {
  position: relative;
  z-index: 1;
  display: block;
  width: 100%;
  height: auto;
  aspect-ratio: 5 / 6;
  border-radius: 18px;
  box-shadow: 0 18px 42px rgba(29, 39, 51, 0.16);
  object-fit: cover;
}

.photo-caption {
  position: absolute;
  z-index: 2;
  right: -5%;
  bottom: 9%;
  max-width: 240px;
  border-radius: 8px;
  padding: 15px 20px;
  background: var(--navy-deep);
  color: var(--white);
  font-size: 0.76rem;
  font-weight: 600;
  letter-spacing: 0.05em;
}

.about-copy {
  max-width: 720px;
}

.about-copy h2 {
  max-width: 660px;
}

.about-copy > p {
  max-width: 670px;
  color: var(--slate);
  font-size: 1rem;
  line-height: 1.78;
}

.about-copy .about-lead {
  margin-top: 36px;
  color: var(--navy);
  font-family: var(--font-cormorant), Georgia, serif;
  font-size: clamp(1.75rem, 2.7vw, 2.35rem);
  font-weight: 500;
  line-height: 1.25;
}

blockquote {
  position: relative;
  margin: 34px 0;
  border-left: 2px solid var(--sky-strong);
  padding: 3px 0 3px 28px;
  color: var(--navy-deep);
  font-family: var(--font-cormorant), Georgia, serif;
  font-size: 1.55rem;
  font-style: italic;
  line-height: 1.35;
}

.independence-note {
  padding-top: 22px;
  border-top: 1px solid rgba(123, 183, 217, 0.5);
  font-size: 0.82rem !important;
}

.contact-section {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(360px, 0.62fr);
  gap: 80px;
  align-items: center;
  padding: 104px 8vw;
  background: var(--pale);
}

.contact-section > div:first-child {
  max-width: 780px;
}

.contact-section h2 {
  max-width: 760px;
}

.contact-section > div:first-child > p:last-child {
  max-width: 620px;
  margin: 28px 0 0;
  color: var(--slate);
  line-height: 1.7;
}

.contact-card {
  border-top: 4px solid var(--sky-strong);
  border-radius: 10px;
  padding: 38px;
  background: var(--white);
  box-shadow: 0 14px 34px rgba(16, 42, 67, 0.1);
}

.contact-item + .contact-item {
  margin-top: 25px;
  border-top: 1px solid #dbe5ea;
  padding-top: 25px;
}

.contact-item span {
  display: block;
  margin-bottom: 13px;
  color: var(--sky-strong);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.contact-item a {
  display: block;
  overflow-wrap: anywhere;
  color: var(--navy-deep);
  font-family: var(--font-cormorant), Georgia, serif;
  font-size: clamp(1.35rem, 2.4vw, 2rem);
  font-weight: 600;
  line-height: 1.15;
}

.contact-item a:hover,
.contact-item a:focus-visible {
  color: var(--sky-strong);
}

.contact-item a[href^="mailto:"],
.contact-item a[href="#quote-request"] {
  font-family: var(--font-inter), Arial, sans-serif;
  font-size: clamp(0.98rem, 1.4vw, 1.22rem);
  font-weight: 600;
  line-height: 1.35;
}

.contact-item address {
  margin: 0;
  color: var(--slate);
  font-family: var(--font-cormorant), Georgia, serif;
  font-size: 1.35rem;
  font-style: normal;
  font-weight: 600;
  line-height: 1.35;
}

.quote-section {
  display: grid;
  grid-template-columns: minmax(0, 0.72fr) minmax(480px, 1fr);
  gap: clamp(54px, 7vw, 110px);
  align-items: start;
  scroll-margin-top: 90px;
  padding: 110px 8vw;
  background: #fbfcfd;
}

.quote-intro {
  position: sticky;
  top: 132px;
}

.quote-intro h2 {
  max-width: 650px;
  margin: 0;
  color: var(--navy-deep);
  font-family: var(--font-cormorant), Georgia, serif;
  font-size: clamp(3.15rem, 5vw, 5rem);
  font-weight: 500;
  letter-spacing: -0.04em;
  line-height: 0.98;
}

.quote-intro > p:not(.section-kicker) {
  max-width: 590px;
  margin: 26px 0 0;
  color: var(--slate);
  line-height: 1.7;
}

.quote-intro .form-privacy-note {
  border-left: 2px solid var(--sky);
  padding-left: 18px;
  font-size: 0.82rem;
}

.quote-form {
  border-top: 4px solid var(--sky-strong);
  border-radius: 12px;
  padding: clamp(28px, 4vw, 48px);
  background: var(--white);
  box-shadow: 0 16px 40px rgba(16, 42, 67, 0.1);
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 24px;
}

.form-field {
  display: grid;
  gap: 9px;
}

.form-field--wide {
  grid-column: 1 / -1;
}

.form-field--honeypot {
  position: absolute;
  left: -10000px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.form-field label {
  color: var(--navy);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.05em;
}

.form-field input,
.form-field select,
.form-field textarea {
  width: 100%;
  border: 1px solid #c7d7df;
  border-radius: 7px;
  padding: 13px 14px;
  background: var(--white);
  color: var(--ink);
  font: inherit;
  line-height: 1.4;
}

.form-field textarea {
  min-height: 142px;
  resize: vertical;
}

.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
  border-color: var(--sky-strong);
  outline: 3px solid rgba(45, 143, 195, 0.16);
}

.quote-form > .button {
  margin-top: 28px;
  border: 0;
  cursor: pointer;
}

.form-consent {
  margin: 18px 0 0;
  color: var(--slate);
  font-size: 0.76rem;
  line-height: 1.6;
}

footer {
  padding: 64px 7vw 26px;
  background: var(--navy-deep);
  color: rgba(255, 255, 255, 0.7);
}

.footer-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  padding-bottom: 42px;
  border-bottom: 1px solid rgba(123, 183, 217, 0.25);
}

.footer-top .brand {
  color: var(--white);
}

.footer-top > p {
  max-width: 420px;
  margin: 0;
  font-size: 0.9rem;
  line-height: 1.6;
  text-align: right;
}

.footer-disclosures {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px 48px;
  padding: 38px 0;
}

.footer-disclosures p {
  margin: 0;
  color: rgba(255, 255, 255, 0.5);
  font-size: 0.71rem;
  line-height: 1.65;
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  padding-top: 22px;
  border-top: 1px solid rgba(123, 183, 217, 0.18);
  font-size: 0.76rem;
}

.footer-bottom a {
  color: var(--sky);
}

.footer-contact {
  display: flex;
  gap: 24px;
}

:focus-visible {
  outline: 3px solid rgba(45, 143, 195, 0.44);
  outline-offset: 4px;
}

@keyframes rise-in {
  from {
    opacity: 0;
    transform: translateY(12px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@media (max-width: 1050px) {
  .desktop-nav {
    display: none;
  }

  .mobile-nav {
    position: relative;
    display: block;
  }

  .mobile-nav summary {
    display: grid;
    width: 48px;
    height: 48px;
    cursor: pointer;
    list-style: none;
    place-content: center;
    gap: 6px;
  }

  .mobile-nav summary::-webkit-details-marker {
    display: none;
  }

  .mobile-nav summary span {
    display: block;
    width: 26px;
    height: 2px;
    background: var(--white);
  }

  .mobile-nav nav {
    position: absolute;
    top: 58px;
    right: 0;
    display: grid;
    width: min(82vw, 320px);
    overflow: hidden;
    border: 1px solid rgba(123, 183, 217, 0.35);
    border-radius: 12px;
    background: var(--navy-deep);
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.25);
  }

  .mobile-nav nav a {
    padding: 16px 20px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.09);
  }

  .hero {
    min-height: auto;
    grid-template-columns: 1fr 0.72fr;
    gap: 44px;
  }

  h1 {
    font-size: clamp(3.7rem, 7vw, 5rem);
  }

  .trust-line p {
    font-size: 0.9rem;
  }

  .preview-card {
    align-items: flex-start;
  }

  .detail-section {
    padding-right: 5vw;
    padding-left: 5vw;
  }

  .about-section {
    grid-template-columns: minmax(290px, 0.72fr) minmax(0, 1fr);
    gap: 70px;
    padding-right: 5vw;
    padding-left: 5vw;
  }

  .contact-section {
    grid-template-columns: 1fr;
    gap: 44px;
  }

  .quote-section {
    grid-template-columns: 1fr;
  }

  .quote-intro {
    position: static;
  }

  .contact-card {
    max-width: 600px;
  }

  .living-benefits__intro {
    grid-template-columns: 1fr;
  }

  .living-benefits__intro .section-kicker {
    grid-column: auto;
  }

  .life-types__intro {
    grid-template-columns: 1fr;
  }

  .life-types__intro .section-kicker {
    grid-column: auto;
  }

  .life-types__grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .life-types__grid article,
  .life-types__grid article:nth-child(4) {
    grid-column: auto;
  }
}

@media (max-width: 760px) {
  .site-header {
    min-height: 76px;
    padding: 0 20px;
  }

  .brand {
    gap: 10px;
    font-size: 1.35rem;
  }

  .brand .mountain-mark {
    width: 58px;
  }

  .hero {
    grid-template-columns: 1fr;
    padding: 48px 22px 40px;
  }

  .hero-copy {
    display: contents;
  }

  .eyebrow {
    margin-bottom: -8px;
  }

  h1 {
    font-size: clamp(3.35rem, 15vw, 4.5rem);
    line-height: 0.94;
  }

  .hero-lead {
    margin-top: -8px;
    font-size: 1.18rem;
  }

  .hero-actions {
    flex-wrap: wrap;
    gap: 18px 28px;
    margin-top: -6px;
  }

  .portrait-wrap {
    grid-row: 5;
    justify-self: center;
    width: min(88vw, 460px);
  }

  .portrait {
    max-height: 520px;
  }

  .trust-line {
    grid-row: 6;
    margin-top: 6px;
  }

  .trust-line p {
    line-height: 1.65;
  }

  .service-preview {
    grid-template-columns: 1fr;
    padding: 28px 22px 64px;
    background: #f9fbfc;
  }

  .preview-card {
    min-height: 0;
    gap: 20px;
    padding: 26px;
  }

  .icon-circle {
    width: 72px;
    height: 72px;
  }

  .detail-section {
    padding: 78px 22px;
  }

  .section-intro {
    grid-template-columns: 52px 1fr;
    gap: 16px;
    margin-bottom: 46px;
  }

  .section-intro h2,
  .about-copy h2,
  .contact-section h2 {
    font-size: clamp(3rem, 14vw, 4.4rem);
  }

  .detail-grid,
  .detail-grid--reverse {
    grid-template-columns: 1fr;
    gap: 46px;
  }

  .detail-grid--reverse .benefit-list {
    grid-row: 2;
  }

  .product-strip {
    grid-template-columns: 1fr;
    margin-top: 52px;
  }

  .product-strip > div {
    padding: 28px;
  }

  .living-benefits {
    margin-top: 58px;
    padding-top: 54px;
  }

  .life-types {
    margin-top: 58px;
    padding-top: 54px;
  }

  .life-types__grid {
    grid-template-columns: 1fr;
  }

  .rider-grid {
    grid-template-columns: 1fr;
  }

  .rider-grid article {
    min-height: 0;
    padding: 27px;
  }

  .about-section {
    grid-template-columns: 1fr;
    gap: 62px;
    padding: 82px 30px 86px 22px;
  }

  .about-photo {
    width: min(90vw, 470px);
    justify-self: center;
  }

  .about-copy {
    padding-left: 8px;
  }

  .contact-section {
    grid-template-columns: 1fr;
    gap: 42px;
    padding: 80px 22px;
  }

  .quote-section {
    gap: 42px;
    padding: 80px 22px;
  }

  .form-grid {
    grid-template-columns: 1fr;
  }

  .form-field--wide {
    grid-column: auto;
  }

  .footer-top {
    display: block;
  }

  .footer-top > p {
    margin-top: 24px;
    text-align: left;
  }

  .footer-disclosures {
    grid-template-columns: 1fr;
    gap: 16px;
  }
}

@media (max-width: 460px) {
  .brand span {
    max-width: 230px;
    line-height: 1.05;
  }

  .brand .mountain-mark {
    display: none;
  }

  .eyebrow::before {
    width: 30px;
  }

  .button {
    width: 100%;
  }

  .preview-card {
    display: block;
  }

  .icon-circle {
    margin-bottom: 20px;
  }

  .section-intro {
    display: block;
  }

  .section-number {
    display: inline-block;
    width: 52px;
    margin-bottom: 20px;
  }

  .benefit-list article {
    grid-template-columns: 40px 1fr;
  }

  .photo-caption {
    right: -10px;
    bottom: 20px;
  }

  .footer-bottom {
    display: grid;
    gap: 12px;
  }

  .footer-contact {
    display: grid;
    gap: 10px;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
}